Home Loans
Turn your dream home into reality with affordable interest rates and flexible EMI options.
Apply online with Ujjwal Financial — 100% digital, with clear pricing and no hidden charges. Your final rate, fee and EMI are shown in your sanction letter before you accept.
Interest rate2% – 18% p.a.
Loan amount₹20,000 – ₹50,00,000
Tenure12 months – 15 years
Processing fee2% of the loan amount
Pre-closure chargesNil
Rate, amount and tenure depend on your credit profile and eligibility. See our Interest Rate & Fees Policy.
Common uses of home loans
- Buying a house or flat
- Constructing a house on your plot
- Extension or major renovation
- Buying a plot
How to apply
- Check eligibility. Age 18–70 years, with a monthly income of ₹5,000 or more.
- Apply online. Fill in the short form and upload your documents.
- Track and repay. Follow every step from your account dashboard.
Other loans
Personal Loans Business Loans Mortgage Loans Education Loans Car Loans Two-Wheeler Loans Gold Loans Small Business Loans Marriage Loans Emergency Loans Agricultural Loans Loan Against Property
Ready to get started?
Apply online in about 2 minutes. 100% digital, secure and transparent — no branch visits.