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Loan Against Property

Get high-value loans by pledging your property with long tenures.

Loan Against Property from Ujjwal Financial
Loan Against Property

Get high-value loans by pledging your property with long tenures.

Apply online with Ujjwal Financial — 100% digital, with clear pricing and no hidden charges. Your final rate, fee and EMI are shown in your sanction letter before you accept.

Interest rate2% – 18% p.a.
Loan amount₹20,000 – ₹50,00,000
Tenure12 months – 15 years
Processing fee2% of the loan amount
Pre-closure chargesNil

Rate, amount and tenure depend on your credit profile and eligibility. See our Interest Rate & Fees Policy.

Common uses of loan against property

  • Business expansion
  • Large family expenses
  • Education or wedding
  • Debt consolidation

How to apply

  1. Check eligibility. Age 18–70 years, with a monthly income of ₹5,000 or more.
  2. Apply online. Fill in the short form and upload your documents.
  3. Track and repay. Follow every step from your account dashboard.

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Ready to get started?

Apply online in about 2 minutes. 100% digital, secure and transparent — no branch visits.